Commercial Umbrella Insurance

WE ARE INDEPENDENT INSURANCE AGENTS

There is a Difference Where You Buy Your Protection



 

Man Holding Umbrell Representing Commercial Umbrella Insurance

Lawsuits Are Costly

A Commercial Umbrella is Definitely Worth Discussing


Add a Layer of Protection

Commercial umbrella insurance provides additional protection when a claim exceeds insurance limits on an underlying policy. For a single premium, umbrella liability policies can add another layer of protection to most other policies that you might hold, including general liability, commercial auto and employer's liability policies.


Get Over the Top Coverage

Commercial Umbrella insurance is generally the most cost-efficient way to get higher policy limits on most other Connecticut business insurance policies. However, umbrella liability insurance does not extend the coverage limits on an errors and omissions or professional liability policy.




 

Is Umbrella Insurance Necessary?

Commercial umbrella insurance is generally the most cost-efficient way to get higher policy limits on most other Connecticut business insurance policies. However, umbrella liability insurance does not extend the coverage limits on an errors and omissions or professional liability policy. No matter the size of your company, your business faces the potential of a claim arising from an unforeseen event. Commercial umbrella policies help protect your assets by providing substantial liability limits over and above your other polices.



 

Ask About Potential Risks

Forklift Operator Working on the Job

If you own a business in Connecticut and want to make sure you are covered for risks that can potentially exceed the limits on an existing business insurance policy, contact an agent at Petruzelo Insurance.