Commercial Insurance for Connecticut Businesses
If you're searching for the right insurance to fit your Connecticut business’s needs, look no further than the independent business insurance agents at Petruzelo. From general liability to group medical, commercial auto, commercial property, and more, Petruzelo Insurance works hard to help you take care of your business, your employees, your customers, and yourself. Petruzelo Insurance Agency has been providing security and peace of mind to Connecticut communities for more than 50 years, because unlike agents who represent a specific insurance carrier our first and only priority is what’s best for you. Take a look at what we offer below, then follow the links to get a free quote from one of our dedicated agents.
AUTO SERVICE & REPAIR
If you own or operate an auto service and repair shop in Connecticut, consider discussing auto repair insurance or broadened garage coverage. You will need to plan in advance for the risks.
CONDO ASSOCIATION
Managing a condominium association in Connecticut is an ongoing process in which the Directors and Officers of the association have numerous duties for which they can be held responsible.
RESTAURANT
The restaurant business is prone to many special risks and knowing what types of restaurant insurance policies are available to a Connecticut restaurant owner will help you make a choice.
RETAIL & SERVICE
If you open a retail or service business in Connecticut, get the information you need to protect it. Speaking with a representative at Petruzelo Insurance can help get you started on a plan.
HOME BASED BUSINESS
Businesses operated from the home make up a fast growing portion of the commercial market. But as a home business owner, you may not realize that your Homeowners insurance may not cover you.
COMMERCIAL AUTO
At Petruzelo Insurance Agency, we can help you figure out the right type of insurance for your commercial auto needs. Be sure to speak with an agent to get the help you need buying insurance.
COMMERCIAL PROPERTY
If you are an investor in a commercial building, such as a commercial business plaza, retail strip mall, medical facility, multi-family homes and apartments, you need to know you're protected.
GENERAL LIABILITY
General Liability insurance is frequently offered in a package with Property insurance to protect your business against incidents that may occur on your premises or at other covered locations.
WORKERS COMPENSATION
Workers compensation insurance generally has two parts: Workers compensation and employer's liability. Under workers compensation the insurer contracts to pay whatever the state-requires.
BUSINESS INTERRUPTION
Business interruption insurance compensates your business for lost income if your company has to vacate the premises because of a loss covered under your property insurance policy.
COMMERCIAL UMBRELLA
For a single premium, umbrella liability policies can add a layer of protection over a number of other policies, including general liability, commercial auto and employer's liability policies.
CONTRACTORS EQUIPMENT
As a contractor in Connecticut, you may need business insurance to cover valuable equipment and tools you use to get your work done. Protecting valuable business assets can help contractors.
BONDS
Both performance and payment bonds are required of contractors performing projects funded by federal, state or municipal entities and may be required on projects for private entities.
EMPLOYMENT LIABILITY
Whether offered as an endorsement to an existing business owner's policy (BOP) or as a stand-alone coverage, EPLI coverage may help you defend your business from an employee law suit.
PROFESSIONAL LIABILITY
Professional liability insurance, also known as errors and omissions insurance, protects your business if a client claims that your services caused them to suffer financial loss.
GROUP MEDICAL
If you are interested in information on a group medical plan for your business in Connecticut, contact an agent at Petruzelo Insurance today and get the information you need to decide.