Tips on Homeowner's Insurance

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Why it's Important to Update Your Homeowners Insurance

We all know about the importance of your home insurance. Yet, once you've purchased your home insurance policy that you are done with your home insurance.


There are times when it's important to update your home insurance policy.


Let's start by looking across the pond for a reminder of the importance of updating home insurance. A recent survey in the UK showed that 19% of homeowners over the age of 60 had never updated their home insurance policies.


So when is it a good idea to update your home insurance? Let's take a look:


  • You've made some home improvements or renovations: Have you remodeled your kitchen or bathroom? Have you added a deck to your yard? Heck, have you added a storage shed? These are all reasons to update your home insurance policy.
  • You may not have as much coverage as you need. Take a look at how much liability protection you have. This is what can protect you against property damage or bodily injury claims.
  • You are missing out on available savings. It's a good idea to occasionally review your homeowners insurance policy to make sure you are familiar with all the coverage and taking advantage of any applicable discounts.
  • You've purchased a big-ticket item. Did you buy a big flat-screen TV? It may impact your insurance policy.

These are just a few of the things that can impact your homeowners insurance policy. Check with your insurance provider.


For more information on home insurance in Connecticut, call: 1-866-479-3327




 

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