Picture this: The sun is out, the temperatures outside are warm and the breeze is perfect. It’s just you, your motorcycle, and the open road. On days like this you’re likely to spend hours just cruising around, enjoying the fresh air and nature’s beauty. For some people, this is really the reason they own a bike. For others, it’s the group rides and bonds that are formed. But just like a day of cruising can be wonderful, it can also become tragic. Motorcycle accidents and fatalities are a very common occurrence and a risk that anyone who rides must consider.
As warm weather makes its way closer to New England, you may be thinking about buying a motorcycle. Before you do, check out these tips.
Regardless if you’ve spent years riding motorcycles or are a first-time biker, knowing safety measures is critical. Courses designed to teach you how to respond in emergency situations or how to repair your bike so you can get back home safely are critical skills to obtain. Keeping safe distances from cars and being extra cautious about how other drivers are navigating the road alongside you is very important when riding a motorcycle. In addition to learning safe operation, you should also understand the importance of wearing a properly fitting helmets and checking your bikes tires for optimal safety.
If you’re considering buying a used motorcycle, you should know you’ll probably need to invest some money into the bike to ensure it’s fully functional and safe. The issue with buying used is that worn parts like brakes, chain, sprocket, tires fork seal is likely and will need to be replaced for safe operation. In addition to going for a test drive, if you don’t know what to look for, be sure you have a mechanic take a look for you’re to ensure you know what you’ll be getting into when buying used.
Motorcycle riders in Connecticut are required to have liability insurance and register their vehicles with the DMV. Similar to vehicle insurance, minimum requirements for Connecticut motorcycle insurance are $25,000 for bodily injury per person, $50,000 for total bodily injury if two or more people are injured in an accident, and $25,000 to cover property damage. With liability damage and injuries that you cause to others will only be paid but it will not pay for costs associated with injuries to you and damage to your motorcycle.
Being serious about safety is absolutely critical as a motorcycle rider. At Petruzelo Insurance we can help you choose the right combination of coverage you need to make a sound off road vehicle insurance decision. Contact us today to get a quote.
For more information on car insurance in Connecticut, call: 1-866-479-3327
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