Nursing Home & Long Term Care Insurance CT | Petruzelo

Long Term Care Insurance

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Old People Selecting Long Term Care Insurance

You Could Be Missing Out

Now there's a way to help protect your life's savings.


What's The Plan?

You may have a 401(k), a diversified portfolio, a retirement nest egg. You've thought of everything - except for how to protect these assets should you need long-term care. Medicare and health insurance may only cover a fraction of these costs. Medicaid covers long term care for the poor, mostly individuals having $ 1,600.00 of assets or less.


Why Should I Insure with Petruzelo?

Now there's a way to help protect your life's savings. If you're 40 or older, you may want to consider adding long-term care insurance as part of your retirement plan.


How Much Does a Facility Charge?

Just one year in a Connecticut nursing home can cost more than $109,000. With an average length of stay of 2-1/2 years, the average cost for a nursing home stay could be close to $270,000. (Source: State of Connecticut, Office of Policy & Management, 2006)




 

Affordable Long Term Care Insurance Policies

At Petruzelo Insurance, we can offer access to long-term care insurance with providers that are approved by the State's Connecticut Partnership for Long-Term Care. These policies offer some of the highest quality insurance standards. They are priced to be affordable, help provide asset protection, and have features that help protect against inflation, and -most important - give you a sense of peace through your retirement years.



 

Protect Your Retirement

Woman Helping Elderly Person in Facility

Even if you've put aside money for your retirement, such as through a 401 (k), these assets are potentially vulnerable should you need long-term care. Ask us how long-term care insurance may be able to help protect your retirement investments